Cashback apps and portals are one of the easiest ways for Canadians to earn money back on online (and sometimes in-store) shopping. In 2026, stacking these with rewards credit cards can return 5–20%+ on purchases.
| App/Portal | Best For | Average Rates | Stores | Payout Method | Notes (2026) |
|---|---|---|---|---|---|
| Rakuten.ca | General online shopping | 1–15% | 750+ | PayPal / cheque | Frequent bonus events |
| Great Canadian Rebates | High rates | 2–20% | 700+ | PayPal / cheque | Strong for travel |
| Ampli | Auto-linked cards | 1–10% | 100+ | Bank deposit | Hands-off cashback |
| KOHO | Prepaid card | 1–5% | Select | Instant | Boosts with Premium |
| TopCashback | Highest payouts | Up to 20%+ | Thousands | PayPal | No payout threshold |